Best Affordable Health Insurance in Indiana?

Question

My fiance is currently making about $1200 cooking full-time at a restaurant. Our rent eats up a little more than half of that. He needs to find an affordable insurance plan and he's tried at work but we've heard it's not a very good value for the $200 he'd be paying a month for it. Can anyone suggest some affordable health insurance plans? He's reasonably healthy, does not have any pre-existing conditions, but he does smoke.

Answer 1

His best source, is a local, independent agent.



I'm not sure what exactly he's looking at, as far as determining "value", but if he's 20 and perfectly healthy, no preexisting conditions, $200 should be able to buy him into an HMO with a $250 or $500 deductible.



If he's 40, though, then $200 with no preexisting conditions, if he's not overweight, he'd need to be taking on a substantial deductible - $3,000 a year, at least.



Or maybe he thinks he should get dental and vision for that $200 a month - those are separate policies, and rarely pay out more than they cost.



But since "do it yourself" insurance clearly isn't working for him, he needs to use a local broker, who can explain how it works, and help him balance cost and coverages.

Answer 2

Compare quotes for free at - ASSURECOMPARE.INFO-



RE Best Affordable Health Insurance in Indiana?



My fiance is currently making about $1200 cooking full-time at a restaurant. Our rent eats up a little more than half of that. He needs to find an affordable insurance plan and he's tried at work but we've heard it's not a very good value for the $200 he'd be paying a month for it. Can anyone suggest some affordable health insurance plans? He's reasonably healthy, does not have any pre-existing conditions, but he does smoke.

Answer 3

"Affordable" insurance would cost you more than regular insurance. "Affordable" means that the insurance is available because of a government program to make insurance available at a price that is determined by your income instead of by your health. For someone making $1200 per month, "affordable" insurance would cost more than regular insurance costs for someone who is reasonably healthy.



Some health insurance options in Indiana are:

Anthem BlueCross BlueShield

UnitedHealthOne

Celtic

HumanaOne



None of these is officially called "affordable". You would have to pay a lot more money to get "affordable" insurance.

Answer 4

Get insurance quotes

Answer 5

Health insurance covers you while you're at home or at work.

Answer 6

What do YOU consider affordable??? You are aware that "affordable" will mean VERY low coverage and high deductibles....right???

Answer 7

At COVERAGEFINDER.NET you can get and compare quotes in just a few minutes.