When do health insurance companies check student status?

Question

When do health insurance companies check student status? Will they check it when I have a claim? Will they check it if my parents have a claim? Or does my parents claim have nothing to do with me and my student status?

Answer 1

The health reform law allows qualifying young adults whose parents have private group and non-group health coverage to remain on their parent’s insurance policy up to age 26. Recently issued regulations specify that a young adult can qualify for this coverage even if they are no longer a student.



Have your parents ask your insurer how they are dealing with the above noted regulation which became effective September 2010.

Answer 2

~~It will no longer be checked. Due to the first part of the health reform a child can stay on a parent's policy until the age of 26 or they are employed by an employer who offers group health insurance. Student status no longer matters.~~

Answer 3

They'll ask for a document card, to exhibit the PRIOR SEMESTER'S guides that you just took. You have to preserve the 12 credit the entire semester. From an coverage factor of view, shedding a category makes you side time. Taking the category and flunking, continues you complete time. If/after they uncover out, they're going to simply cost the subscriber, for all of the advantages they have got paid out in your behalf - in order that they WILL require your dad or mum to reimburse them.

Answer 4

They usually check right before open enrollment, or they'll double check after a claim.



After your parents policy RENEWS, after 09-23-10, it doesn't matter any more, and they won't check any more.

Answer 5

They can check it whenever they want to check it, even if no one has any claims. They are more likely to check it if you have a claim, but they may check it at any time.

Answer 6

It doesn't matter. You can stay on 'til age 26.