in the case of a divorce can the ex-spouse be named as a dependent if they can't get individual coverage?

Question

My friend is getting divorced in the States but still wants to provide coverage for his ex through his work plan. Can he name her as a dependent?

Answer 1

An ex-spouse can still retain group medical coverage under COBRA for up to 36 months. COBRA is a federal mandate for continuing health benefits when a qualifying event occurs such as divorce, for employers with 50 and over full and part time employees. On the day the divorce becomes final, the employee should notify their employer and paperwork will then be sent to the ex-spouse notifying them of their right to continue medical benefits under the group's plan up to 36 months. The paperwork must be completed and return within the specified time frame. The monthly premium payment due is the full amount the insurance carrier charges the employer and the employer can add up to 2% of the cost to administer the paperwork.

Answer 2

I believe legally only a child under the age of 18 can be claimed as a dependent, (or possibly 21 if in school).



check with laws for the specific state.