Need help understanding some insurance terms and policies.?

Question

What is a HYBRID health insurance plan? Has anyone used this type plan?, specifically NEW HEALTH CHOICE, GOOD HEALTH. Beyond this...does anyone know of a good, affordable insurance for TEXAS. I really need help understanding this type plan. Sound too good to be true therefore it usually is.

Answer 1

Hybrid health plan is a fancy word for "Discount Plan." Unfortunately these companies prey on immigrants because they don’t necessarily understand the difference.



Our own FTC (Federal Trade Commission) has put out a warning on these plans AND I have that and an article on my site that explains the difference.



Bottom line is if you end up in the hospital with $100,000 of medical bills you’ll be responsible for those with a discount plan whereas insurance would pay for most of it (depending on the plan).



Here’s the link to the article and then you can get quotes for health insurance while you’re there…



http://insurancepickle.com/health-insurance/discount-plans.shtml

Answer 2

I suggest one to try this internet site where onel can compare rates from the best companies: http://QUOTES-FOR-INSURANCE.NET/index.html?src=2YAsihrgKR65



RE :Need help understanding some insurance terms and policies.?

What is a HYBRID health insurance plan? Has anyone used this type plan?, specifically NEW HEALTH CHOICE, GOOD HEALTH. Beyond this...does anyone know of a good, affordable insurance for TEXAS. I really need help understanding this type plan. Sound too good to be true therefore it usually is.

Follow 4 answers

Answer 3

Help yourself you can check your quotes in internet for example here http://RATESCOMPARE.INFO/ayllmGG232



RE Need help understanding some insurance terms and policies.?



What is a HYBRID health insurance plan? Has anyone used this type plan?, specifically NEW HEALTH CHOICE, GOOD HEALTH. Beyond this...does anyone know of a good, affordable insurance for TEXAS. I really need help understanding this type plan. Sound too good to be true therefore it usually is.

Answer 4

go to www.cigna.com click on the link for individual plans & select texas.



or go to www.bcbstx.com & ask for a rate quote.



Hybrids are a rip off.



Good luck

Answer 5

Compare insuran ce quotes