HOMEOWNER'S PROTECTION LETTER AGAIST ROOFERS?

Question

My neighbor is getting their roof done and the roofers need to access my roof to do their work. How do I protect my property from any interior and exterior damages and avoid any lawsuits in case their workers have an accident in my premise. The alleged contractor provided me with a business card without a mailing address of the company and listed his permit #. Can I request for a copy of their permit ? What are my rights and who do I call in case there's a problem?

Thanks,
Myrna

Thanks,

Answer 1

You get a certificate of insurance from them, listing you as certificate holder.



You won't get a copy of their permit.



I think you're misunderstanding what a "right" is.



And you can ALWAYS deny access, until you've gotten that certificate, showing that they have general liability and workers compensation coverage.

Answer 2

You have any right you want, unless you previously sign those rights away in some sort of agreement. If you want the best assurance ask for a certificate of insurance from the contractor (they know what this is), make sure the have your name and address on the bottom left, take it to your insurance agent for them to review and tell you if it is good coverage, the call their agent on the certificate and make sure the policies are paid up.

Answer 3

You do not have to permit any access unless your neighbor has legal access easement rights on your property.



I would demand proof of a contractor's license, liability insurance/WC insurance AND a signed statement releasing YOU from any liability before permitting such access.

Answer 4

it quite isn't a criminal trial, so which you would be able to not plead the 5th. besides the undeniable fact that, you do not might desire to deliver a letter merely by way of fact a criminal expert asks for it. despite you write in that letter, prepare to have it examine returned to you in court docket in case you alter your tale later. right here is the actual concern. In my state, via regulation you're to blame for an twist of fate in case you rear-end somebody. rules variety, yet you're in all probability going to be to blame for area of this. the guy who's insured has what's referred to as "Uninsured motorist coverage" which will hide the guy you hit. the priority with this is that the coverage employer will require the guy you hit to sue you first. The coverage employer will hide the quantity which you do not pay. considering which you rear-ended the motive force, there is not lots to dispute. you could became properly admit the info of what exceeded off.