What is a good company to get life insurance from?
crazykid5932
2006-03-24 11:00:48 UTC
What is a good company to get life insurance from?
Thirteen answers:
dont_trust_me
2006-03-25 09:26:50 UTC
max newyork life insurance
or
metlife
2006-03-24 12:14:06 UTC
There are many high quality life insurance companies out there. The most important thing is to work with an advisor that can make sure you have proper coverage. There are several rating firms including AM Best and S&P that issue a value for every insurance company. Before buying the policy ask for the company's rating. To find a local agent: http://www.insuremylife.org
2006-03-24 11:03:04 UTC
Valley Forge Life Insurance: http://www.lifequote.com/companies/CNALife.asp
mrjo_ct
2006-03-24 11:06:13 UTC
There are a number of good companies depending on what type of insurance you are looking for. Speak with an insurance professional to help you determine how much you need and what policy is best for you.
Good companies include Northwestern, Allstate, Prudential.
I would stay away from Primerica. Also independent agents because they tend to be more knowledgeable about property insurance.
Also, be very careful of online quoting services.
2006-03-30 02:58:16 UTC
Personally I work for MassMutual. But I would recommend any of the following companies who I would consider the upper echelon of life insurance companies:
MassMutual, Northwestern Mutual, and NY Life.
As far as Primerica, it's okay to listen to what they say, but keep in mind that they are only taught that term is the one and only answer to life insurance.
Financial Answer Guy
2006-03-25 11:09:52 UTC
Find a competent professional near you. Take Rich's suggested website or check out the Planner Search feature on the Financial Planning Association's website, www.fpanet.org
Stay away from Primerica...overpriced not to mention a suspicious MLM business structure.
For the individual who has Prudential, they gave you shares of stock because they had to. Google "demutualization" for a better understanding of what happened. Prudential's demutualization caused all policy owners at that time to be granted shares of stock. Demutualization only happens once. You won't be getting any more shares.
askalongislandresident
2006-03-24 12:40:13 UTC
Nothwestern Mutual Life has always been the prefered choice of professionals in the insurance industry for their own personal life insurance.
nunu139
2006-03-24 11:09:46 UTC
Primerica
2006-03-31 08:33:18 UTC
Shop around, compare prices, types of coverage available.
Do you need lifetime coverage, or will a term policy take care of your needs.
Be careful of the "one trick ponies"...i.e. agents that only represent one company as one company does not work for all people.
pug
2006-03-24 11:05:39 UTC
Nationwide
shirlandjerry@yahoo.com
2006-03-24 11:09:03 UTC
I would say Prudential Insurance because they even gave my husband stock because he has insurance with them and it was all free.
n0127315
2006-03-24 17:42:14 UTC
I'm happy with Liberty Mutual
2006-03-24 11:03:45 UTC
MetLife
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